The patient has a policy that requires a $20 copayment for an in-network visit, due at the time of service.

The patient has a policy that requires a $20 copayment for an in-network visit, due at the time of service. The policy also requires 30 percent coinsurance from the patient. Today’s visit charges total $785. After subtracting the copayment collected from the patient, the medical insurance specialist expects a payment of what amount from the payer? What amount will the patient be billed?